95566（“客服”帮处理征信问题？）
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<p style="box-sizing: border-box; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); margin-top: 0px !important;">接到“银行客服”电话，称自己名下银行卡存在不良记录，不处理会影响个人征信。张女士信以为真，结果被骗5万元。近日，张女士致电本报市民热线5589999讲述了自己的被骗经历，她提醒大家要注意防骗。 记者 吕嘉捷</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">经历</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">被各种说辞绕来绕去 脑子一热就信了</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">4月29日，张女士接到一通电话，对方自称是中国银行客服，对方准确报出了她的办卡时间和个人信息，还指出是哪笔交易存在问题，说不及时处理会影响个人征信。“一开始我并不相信，就打了中国银行客服电话95566想咨询，但打了三次都没人接。当天下午，我又接到所谓的中行领导电话，对方说我名下的银行卡存在问题需要处理。”张女士说，那天她身体不太舒服，被对方的各种说辞绕来绕去，结果脑子一热就轻信了对方。按照对方的要求，她向“中银E贷”贷款了20万元，对方要求她将这笔钱分多次转到某个账户进行“审查”，说审核通过后就会将钱款退还。“我按照对方的要求，先将5万元转到那个账户，就在我准备转后面几笔钱时，发觉不对劲，赶紧报警”。</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">分析</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">骗子说辞有迷惑性 就是让你放松警惕</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">市打击治理电信网络新型违法犯罪中心民警说，张女士遭遇的是冒充客服类骗术中以“消除不良记录”为由的骗术。骗子往往冒充银行、网贷、互联网金融平台（蚂蚁金服、360借条、京东金融等）工作人员，称被害人的信用卡、花呗、借呗等信用支付类工具有不良记录，需要消除，不消除会影响个人征信。</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">民警说，此类骗术中，由于骗子能够准确说出市民的姓名、身份证号等个人信息，甚至消费记录等隐私信息，容易让人放松警惕。有的骗子还主动将自己的身份证件、工牌等信息展示处理以获取信任。民警说，骗子提供的所谓“清查账户”其实就是其个人账户，转过去的贷款其实都进了骗子腰包。</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">【民警提醒】</p><p style="box-sizing: border-box; margin-top: 20px; margin-bottom: 20px; padding: 0px; border: 0px; color: rgb(34, 34, 34); font-family: "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", "WenQuanYi Micro Hei", "Helvetica Neue", Arial, sans-serif; font-size: 18px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255);">市民如果接到此类电话，一定要通过多方、官方渠道进行核实，不要轻信所谓“不配合会影响个人征信”“账号审查”等说辞，一旦对方要求你转账汇款或到网上贷款平台申请贷款，立即停止所有操作，第一时间拨打96110全国反诈劝阻专线举报。</p>
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