Given there's barely anything else, it would be easier to deserialize the whole document than to try and extract the fragment you want.
You also need to match the namespaces in your model attributes to the namespaces in your XML.
So something like:
[XmlRoot(Namespace="http://www.....abc")]
public class EfxTransmit
{
public EfxReport EfxReport { get; set; }
}
public class EfxReport
{
public CNConsumerCreditReports CNConsumerCreditReports { get; set; }
}
public class CNConsumerCreditReports
{
public CNConsumerCreditReport CNConsumerCreditReport { get; set; }
}
public class CNConsumerCreditReport
{
// ...
}
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